Mortgage Compliance Review

The Ultimate Compliance Tool

You can ensure your company's compliance with state and federal mortgage regulations using the same program State Examiners use.

The Mortgage Compliance Review (MCR) Program was designed as the core of Maryland's Mortgage Lender Licensee document review process to evaluate compliance with Federal and State regulations. 

Maryland Examiners have been using this program for over a year, with extraordinary results.  Examinations take less time, yet are more thorough, and result in more refunds to borrowers.

The MCR Program contains a federal module and a state module, focusing as much on federal regulatory compliance as it does on state regulatory compliance. It ensures that each examiner focuses in on potentially fraudulent or predatory lending practices. 

In addition to all licensees being responsible for knowing and complying with Maryland’s mortgage industry regulations, Maryland also forwards violations of federal regulations to federal agencies as deemed appropriate.